Exchanges
Compare crypto exchanges, honestly
Ready to move from practice to real money? Start with the question most comparisons skip: is the platform allowed where you live? Then fees, coins and how much it holds for its users. We show what applies to your country.
Facts checked on 4 October 2026; coins and reserves are live. Partner deals never change the order or the facts.
- Check your country
OKX
Since 2017
MiCA licence · OKX Europe (Malta) · MFSA, January 2025
- Spot fees
- 0.08% / 0.10%
- Coins
- 300
- Reserves
- $28.9B
Maker / taker. Lower with volume. Separate EEA fee table since February 2026. · Deposits: SEPA, card.
- Among the lowest spot fees with a MiCA licence
- Large choice of coins and euro pairs
- Proof of reserves published monthly
- The app is dense for a first purchase
- US residents use the separate OKX US
- Check your country
Bybit
Since 2018
MiCA licence · Bybit EU GmbH (Austria), for EEA residents · FMA, May 2025
- Spot fees
- 0.10% / 0.10%
- Coins
- 390
- Reserves
- $15B
Maker / taker. Bybit global (bybit.com). · Deposits: SEPA, card.
- Fast to list new coins
- EEA residents get a MiCA-licensed Bybit EU
- Big futures market outside Europe
- Bybit EU offers no futures to European retail clients
- Hacked for $1.5B in February 2025 (customers repaid)
- Check your country
Binance
Since 2017
No MiCA licence: Binance France's registration lapsed on 2 July 2026, so it can't take on EEA clients.
- Spot fees
- 0.10% / 0.10%
- Coins
- 708
- Reserves
- $142.81B
Maker / taker. 25% off when paying fees in BNB. · Deposits: Card, P2P, local options outside Europe.
- The deepest market in the world
- Huge choice of coins and products
- Low fees
- Not allowed in the EEA, the US (Binance.US is separate), Canada or the UK
- Paid a record $4.3B US settlement in 2023
- Check your country
Bitget
Since 2018
No MiCA licence: left France on 31 March 2026 after AMF warnings.
- Spot fees
- 0.10% / 0.10%
- Coins
- 497
- Reserves
- $6.2B
Maker / taker. Discount when paying fees in BGB. · Deposits: Card, P2P outside Europe.
- Lists new coins very early
- Copy trading
- Low fees
- Not allowed in the EEA, the US, Canada or the UK
- Offshore: weaker protection if things go wrong
- Check your country
Bitvavo
Since 2018
MiCA licence · Bitvavo B.V. (Netherlands) · AFM, June 2025
- Spot fees
- 0.15% / 0.25%
- Coins
- 427
- Reserves
- $313.49M
Maker / taker. Lower from €100k a month. Euro pairs only. · Deposits: SEPA, iDEAL, card.
- Low fees on euro pairs
- Simple, European, regulated
- Over 400 coins
- Europe only
- No futures
- Check your country
Bitstamp
Since 2011
MiCA licence · Bitstamp Europe (Luxembourg) · CSSF, May 2025
- Spot fees
- 0.30% / 0.40%
- Coins
- 116
- Reserves
- $4.79B
Maker / taker. Under $10k a month; lower above. Owned by Robinhood since 2025. · Deposits: SEPA, card.
- One of the oldest exchanges
- Plain, reliable, regulated
- Good for buying and holding majors
- About 120 coins
- Fees above OKX and Bitvavo
- Check your country
Coinbase
Since 2012
MiCA licence · Coinbase Luxembourg · CSSF, June 2025
- Spot fees
- 0.40% / 0.60%
- Coins
- 410
- Reserves
- Audited
Maker / taker. Coinbase Advanced under $10k a month; lower above. The simple app is dearer. · Deposits: SEPA, card, PayPal.
- The easiest first purchase
- Listed company with audited accounts
- Available almost everywhere
- High fees in the simple app: use Advanced
- Advanced only gets cheap above $10k a month
- Check your country
Kraken
Since 2011
MiCA licence · Payward Europe Solutions (Ireland) · Central Bank of Ireland, June 2025
- Spot fees
- 0.40% / 0.80%
- Coins
- 622
- Reserves
- Audited
Maker / taker. Kraken Pro, smallest volume tier. The simple app charges 1% per instant buy. · Deposits: SEPA, card, many currencies.
- Since 2011 without a major hack
- Serves Europe, the US and the UK
- Proof-of-reserves audits
- Pricier than OKX or Bitvavo at small volumes
- Use Kraken Pro, not instant buy, to keep fees down
- Check your country
Bitpanda
Since 2014
MiCA licence · Bitpanda (Austria) · FMA, April 2025
- Spot fees
- Spread
- Coins
- —
- Reserves
- —
No maker/taker table: a spread of about 1.5% (more in volatile markets) is built into the price. · Deposits: SEPA, card, PayPal.
- Crypto, shares, ETFs and metals in one app
- Very beginner-friendly
- European company
- The spread makes it one of the dearest for frequent trading
- Europe only
- Check your country
Coinhouse
Since 2014
MiCA licence · Coinhouse (France) · AMF, May 2026
- Spot fees
- Spread
- Coins
- —
- Reserves
- —
From 0.99% per purchase by bank transfer; 0% up to €3,000 a month on the Investor plan; 2.5% by card. · Deposits: SEPA, card.
- French company, French support
- Licensed by the AMF itself
- Savings plans and advice
- Per-purchase fees: not for active trading
- Few coins compared with big exchanges
Partner links: we may earn a commission, at no cost to you. How it works
How we compare
- Licence first. We read the MiCA registers and each platform’s announcements. A platform without a licence is never offered to European visitors here, partner or not.
- Fees at the smallest tier, the one you start on, before token discounts. Volume brings them down everywhere.
- Coins are counted live from each platform’s public API. Reserves are the assets in its known wallets without its own token, from DefiLlama: a sign of size, not a guarantee.
- Partner links may earn us a commission. They don’t change the order, which follows the sort you pick. How we earn money
Before the first real trade
Six steps that keep beginners out of trouble: security, small sizes, self-custody and taxes.
Open the checklistQuestions
Which crypto exchanges are allowed in France and the rest of the EU?+
Since 1 July 2026, only platforms authorised under the EU's MiCA regulation may serve residents of the European Economic Area, France included. Among the platforms on this page, that's OKX, Kraken, Coinbase, Bitvavo, Bybit, Bitpanda, Bitstamp, Coinhouse. Binance and Bitget have no MiCA licence and can't take on EEA clients. Always check the exact legal entity on the regulator's register (the AMF's in France, ESMA's for the whole EU).
What is MiCA?+
The Markets in Crypto-Assets regulation: one EU rulebook for crypto platforms. A licensed platform must keep client assets separate from its own, hold capital, handle complaints and follow conduct rules. A licence from one EU country (a “passport”) covers the others.
What are maker and taker fees?+
A taker order fills right away against the order book (a market order): you pay the taker fee. A maker order waits in the book (a limit order) and usually pays less. On a small market buy, the taker fee is the one you'll pay. Some apps have no fee table but build a spread into the price instead, which often costs more.
Should I leave my coins on the exchange?+
An exchange holds your coins for you: if it fails or is hacked, you depend on its protections. For amounts you plan to keep, many people move them to a wallet they control (a hardware wallet), and keep only what they trade on the exchange.
Crypto-assets are volatile and you can lose everything you put in. Nothing here is investment advice. See our risk warning.